Stripe VAT France: Complete Guide for E-commerce Sellers

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{ "id": "vat-data-available-in-stripe", "text": "VAT Data Available in Stripe", "level": 2 },

{ "id": "optimal-account-configuration", "text": "Optimal Account Configuration", "level": 2 },

{ "id": "stripe-tax-advantages-and-limits", "text": "Stripe Tax: Advantages and Limits", "level": 2 },

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Introduction

Stripe has become essential for e-commerce sellers. But beware: Stripe collects your payments, not your VAT. This confusion costs many sellers dearly. Here's how to secure your financial flows.

Intégration Stripe

Common Misconception

Stripe is a payment processor, not a VAT compliance solution. Even with Stripe Tax enabled, you remain responsible for your declarations to the tax authorities.

What Stripe Does (and Doesn't Do) for Your VAT

Let's start by dispelling a common misunderstanding:

What Stripe Does

Collect payments from your customers
Record transaction information (amount, date, customer)
Handle refunds
Provide detailed financial reports
Calculate VAT with Stripe Tax (optional service)

What Stripe Does NOT Do

Action	Does Stripe do it?
Declare your VAT to tax authorities	No
Generate your CA3/CA12 declarations	No
Reliably auto-classify your sales as B2B/B2C	No
Manage your OSS/IOSS obligations	No
Produce your e-reporting files	No

Legal Responsibility

You remain solely responsible for your VAT compliance in the eyes of tax authorities. In case of an audit, you will be the one reassessed, not Stripe.

VAT Data Available in Stripe

Stripe collects valuable information for your VAT compliance. Here's what you can use:

Customer Data

Billing address: essential for determining the applicable VAT rate
Country: crucial for OSS and territoriality rules
VAT number: if collected, helps identify B2B sales
Email: for traceability

Transaction Data

Total amount: including VAT if you've configured it
Currency: important for conversions
Date and time: for the taxable event
Payment status: successful, failed, refunded

100%of usable dataStripe allows exporting all your transactions

Stripe's Strength

Unlike some platforms, Stripe allows collecting complete customer information, including the intra-community VAT number. This data is essential for accurate B2B/B2C classification.

Stripe Data	VAT Use
customer.address.country	Determining applicable rate
customer.tax_id	B2B classification
amount_total	VAT calculation base
currency	Conversion if needed
created	Taxable event date
status	Payment receipt confirmation

Optimal Account Configuration

To maximize Stripe's usefulness for your VAT, configure these elements correctly:

Customer Information Collection

In your Checkout settings, enable mandatory collection of:

Complete billing address
VAT number (optional for customer, but displayed)
Full name or company name

Product Configuration

Define the appropriate tax code for each product
Specify whether your prices are excluding or including VAT
Use metadata to enrich your exports

Webhooks and Exports

Configure webhooks to receive events in real-time
Schedule regular exports for your accounting

Practical Tip

Enable the "checkout.session.completed" webhook to automatically capture each sale with all customer information as soon as it's finalized.

Stripe Tax: Advantages and Limits

Stripe Tax is the automatic VAT calculation service offered by Stripe. Here's an honest assessment:

Stripe Tax Advantages

Automatic VAT rate calculation based on customer country
OSS threshold management
European VAT number validation (VIES)
VAT reports by country

Stripe Tax Limitations

Limitation	Impact
No declaration	Stripe Tax calculates but doesn't declare
Additional cost	0.5% per transaction (on top of Stripe fees)
No multi-platform management	Only for sales via Stripe
No e-reporting	Not prepared for 2026 reform

0.5%additional feesStripe Tax cost per transaction

Stripe Tax vs Dedicated Solution Comparison

Feature	Stripe Tax	Dedicated Solution (e.g., NomadVAT)
VAT Calculation	Yes	Yes
Multi-platform	No	Yes
Automatic declarations	No	Yes
E-reporting 2026	No	Yes
B2B/B2C classification	Partial	Complete

Automating VAT Compliance with Stripe

For complete VAT compliance, you need to combine Stripe with a specialized solution. The ideal process:

Optimal Workflow

1Stripe collects payments and customer data

2Automatic export to your VAT compliance solution

3Automatic classification B2B/B2C based on customer data

4Calculation of VAT due by rate and country

5Generation of declarations and e-reporting files

Step 1

Stripe Connection

Integrate your Stripe account with your VAT compliance solution

Step 2

Automatic Import

Transactions are imported automatically every day

Step 3

Classification

Each sale is classified B2B/B2C based on available data

Step 4

Declaration

Your VAT declarations are generated automatically

Essential Stripe Data for Compliance

For each transaction, make sure you have access to:

Customer identity: name, complete address, VAT number if B2B
Amount: total and detail per line if multiple products
Date: precise timestamp for the taxable event
Status: confirmation that payment is received

Ready for 2026?

With the e-reporting reform coming into effect in September 2026, your Stripe data will need to be transmitted to tax authorities. NomadVAT automates this transmission by importing your Stripe data and generating compliant files.

Conclusion

Stripe is an excellent payment processor, but it's not a VAT compliance solution. By understanding this distinction and properly configuring your account, you can leverage Stripe data to feed a true compliance solution.

This is exactly what NomadVAT offers: native integration with Stripe that transforms your payment data into compliant VAT declarations, ready for e-reporting 2026.